Poitou Charentes France Property For Sale – Finding the Perfect House
A little about the Poitou-Charentes Area of France
Located midway between Limoges, with its international airport and Angouleme which provides access to the TGV high-speed rail network. Ideal for exploring the Charente area and neighboring regions of Dordogne and Haute Vienne.
The Poitou-Charentes area lies in the center of France and characterized by its slow-moving rivers, woods, and fields. The collection of lakes near Massignac makes it a lovely choice for those who enjoy the outdoors is one of the sunniest regions in the country.
The house is located close to the Lakes of the Charente which offers swimming, fishing, boating and has numerous bicycle routes and walking trails through the surrounding area. There is a lakeside beach close to the property with picnic spots, shady areas, and lakeside walks. Lac de Lauvaud is another beautiful lake which has a man-made beach.
Poitou Charentes Property For Sale
Poitou Charentes Property For Sale – Taking the very first steps to buy a property in France? Guide2 Poitou Charentes can help you find that dream home in Poitou Charentes. This short guide explains some of the costs involved in acquiring a property in the Poitou Charentes region.
A Guide To Finding the Perfect Poitou Charentes Property For Sale
Set a budget
This has got to be the first and most important decision. Apart from the advertised price of a property you need to be aware of the costs involved in purchasing a property in France. Other major factors to consider are the costs of international removals and currency fluctuations.
The asking price often includes the estate agent’s fee, but is essential to establish this at the outset as agents charge between 4% and 10% of the asking price! If not budgeted for that would come as a big shock at the end of the transaction. Look for the letters FAI, which indicate that the fee is included. The price will not normally include the Notaire’s fee and don’t forget to add tax at 19.6% on top. Confirm with the agent at the outset what is included. Bear in mind that in France, when buying a property, the general rule is that nearly all the expenses are met by the purchaser.
The Notaire will charge between 2% and 8 % of the net asking price, so ensure that you factor this in.
If you need a mortgage, then all of the companies charge an arrangement fee which will be between 1% and 2% of the loan amount. It is normally limited to around €1500 but needs to be budgeted for.
Finding the Perfect Poitou Charentes Property
There are several ways to find a property; through a private sale, through an Immobilier (an estate agent) or through the Notaire directly. The most common route for overseas buyers is through an Immobilizer. Don’t be surprised if the agent asks you to sign a bond, which basically ties you into buying the house through that agent. This is common practice.
If you are still looking and not sure where to buy, have a scan through our extensive pages of department and town information to try and narrow down your search area.
Once an area has been chosen, look through our property pages to get a feel for what may be available at or around your budget. If you find something that is close to your requirements but missing the essential swimming pool, use the contact form to enquire if the agent has your perfect property. Contact as many agents as possible in your chosen area and be as specific as possible with your requirements. If you are too vague you will be wasting a lot of valuable time looking at unsuitable properties. Multi-agency arrangements are not uncommon in France and you may find the same property advertised at different prices by different agents. The price differential often relates to the different commission being charged and it may, therefore, pay to search around.
Don’t underestimate the time involved in viewing properties. Viewings in France tend to be carried out at a leisurely pace and remember that it may take considerably longer to view a rural property with outbuildings and a couple of acres of land than it would a townhouse. Much of Poitou Charentes is very rural and traveling between viewings may take longer than expected to leave less time to inspect the property. Although the temptation may be to cram as many properties as possible into a ‘viewing holiday’ arranging between 2 and 4 viewings a day is a realistic target.
Once you have found a property that ticks all the boxes, there are a few things to consider before jumping in and signing the Compromis de Vente. Take some time to look around the area and reflect. Never commit to purchase on the spot. That rural retreat down a dusty lane may be the perfect spot in mid-June but will you feel the same in mid-November if the car won’t start and the nearest village with a garage is 5 miles away?
Survey and property condition
In France, it is not compulsory to have a survey. If you are taking a mortgage, the mortgage company will more than likely have a valuation carried out on the house. This is simply for the lender’s peace of mind that the property offers adequate security for the amount lent. There is no obligation to make such a valuation available to you and in any event, it is not a survey of the property’s condition.
The equivalent of a UK Homebuyers Report, what is commonly called a survey, is not common in France and suggesting you intend having one done may raise a few eyebrows with various reasons cited such as it is not done in France or it must be okay as it has been standing for several hundred years! Don’t be put off if you have any doubts at all as to the condition of the property. You would not normally buy a house in the UK without a survey, so why when on the other side of the channel would you do it. There are now a large number of English speaking surveyors operating in France and even if engaging their services reveals no major drawbacks the comprehensive report which you will receive can often serve as a useful checklist of routine maintenance works to be attended to.
If you intend to have a survey carried out, ensure that it is completed and you have the report before signing anything. It is possible, but unlikely, that the vendor will agree to a survey clause in the Compromis de Vente.
The Perfect Poitou Charentes Property For Sale
Other things to check
Before getting too far, it is essential that you see a copy of the Plan de Cadastral. This allows you to confirm the extent of the land that is being sold with the house. In addition, the agent should confirm with the Mairie if any building plans have been submitted for adjoining land or whether any rights of way exist across the property.
Negotiate the price
Once you are happy with the condition of the house, the negotiating can begin. As in the UK, this will be carried out by the Immobilizer that is selling the property. Remember that the agent is aiming to achieve the best possible price as their commission is a percentage of the selling price. Remember also that you are paying the agent’s fee!
Use the evidence from the survey and any other points about the property as bargaining tools to reduce the offer you make. If the property has a large plot of land, but the asking price is too high, will the seller take a lower price for a reduction in the land included?
After agreeing on a price
Once a price is agreed, the next stage is the preliminary contract. At this point, you should also decide if you would like to appoint your own Notaire. It is possible in France for the whole process to be handled by a single Notaire, who carries out all the required legal actions for both parties. This is possible because the Notaire’s role is to act for the government and ensure that all the legal requirements are met and all taxes due are collected. Regardless of having either one or two Notaires, the cost is the same, but having a Notaire acting for you alone allows him to also advise you in the purchase.
If the vendor’s Notaire does not speak English and your French is not sufficient, it may be possible to find an English speaking Notaire to act for you. The other choice is to rely on the Immobilier or employ a translator. It is essential that you understand the documents that you are signing because there will be no going back without at very least losing your deposit.
Lac de Lauvaud and Mas Chaban
The best known and largest lakes are Lac de Mas Chaban and Lac de Lavaud near Chabanais, which are known as the Lakes of the Haute Charente.
Lac de Mas Chaban controls the flow of water into the upper reaches of the River Charente and has fishing and rambling along the wild, mint-covered banks, as well as sailing, windsurfing, and canoeing with qualified instructors. While adults generally relax and unwind, the kids can have fun at the nearby ‘Aventure Parc’ with tree climbing and aerial runways on offer. Snacks are available at the lake, and the restaurants at nearby Massignac include L’Auberge Des Lacs and Les Tournelles.
Cycling: The Department of the Charente has sought to provide safe and interesting bike rides across the region. There are many specific route maps for mountain bikers and road bike riders available from Tourist Offices free of charge.
The road circuits cover a number of different levels of difficulty and range from 7 to 70 km. The Charente Bike Circuits consists of 37 local bike loops totaling 500 km. Each loop has three circuits of varying difficulty:
- Family circuit – usually easygoing between 4 km to 10 km
- Discovery circuit – longer routes between 20 km to 40 km
- Exploration circuit – more challenging routes of between 40 km to 70 km
These routes are clearly marked out with small signs showing a black bicycle that allows everyone, no matter what their riding ability, to discover the picturesque Charente countryside.
In addition to the road bike routes, there is over 1000 km of mountain bike trails varying from between 6 km to 50 km and from 65m to 850m in altitude. These trails range in difficulty levels and are suitable for everyone from children to experienced off-road cyclists.
Nearby Attractions and Places to Visit
La Rochefoucauld and Chateau de La Rochefoucauld: a castle dating back to the 11th century and one of the most picturesque in Poitou-Charentes.
The town of Saint-Junien has a number of historic churches overlooking a beautiful river and a historic 12th-century bridge.
Le Jardin de Liliane, a beautiful French garden with traditional clipped box parterres and formal gardens, roses, and perennials.
Brigueuil which is a small but picturesque fortified village and scattered with Roman remains including the Roman style Church of Saint-Martial.
Aventure Parc Lacs De Haute Charente, an Aerial adventure park where children and adults can walk, swim and climb between trees.
Confolens is a very attractive town and surrounded by rolling pastoral countryside. It lies on the Vienne river at its confluence with the Goire River, where you can follow the course to see a stone bridge, traditional water mill, and some picturesque old stone houses.
Poitou Charentes France Property For Sale
Renovated French 17th C Stone and Timber House
3 Bedrooms, 2 Bathrooms, Sleeps 4
Private garden with covered area for alfresco dining
Our beautifully renovated, 17th Century stone and timber house is located in a tranquil hamlet just a few minutes from the delightful village of Massignac. The cottage has ancient oak beams and exposed stonework, high ceilings, large, light-filled comfortable rooms, and all modern amenities.
There is a stone outbuilding with a covered dining terrace that faces the garden. The garden is a combination of lawn and mature trees and runs down to the edge of a small river. In summer, nectarines, apples, grapes, and quinces can be freshly picked from the garden. The house and garden are private and are not overlooked and the house looks out to the garden towards the forest. There is also covered parking.
Poitou Charentes France Property For Sale Details
Features and Facilities at a glance
Log fire, DVD player, Central heating, TV, CD player, Telephone, Satellite TV, Kettle, Toaster, Iron, Hairdryer
Utilities: Clothes dryer, Dishwasher, Cooker, Microwave, Fridge, Freezer, Washing machine
Furniture: Double beds (2), Dining seats for 8, Lounge seats for 8
Other: Linen provided, Towels provided (beach towels and bath towels)
Outdoors: Balcony or terrace, Private garden, BBQ
Access: Parking, Not suitable for wheelchair users
Notes: No pets allowed. No smoking at this property.
The house and garden with access to the river are unsuitable for small children/toddlers.
There is a large dining room with a beautiful oak dining table that seats 8 people. Adjacent to the dining room is a fully fitted kitchen, fitted with all mod cons
- American style fridge/freezer
- Falcon Range Cooker
- Coffee machine,
- Separate walk-in pantry
The spacious lounge area is bright and airy with a wood burning stove for the winter. The living room contains a large TV with UK television, a DVD player and a stereo unit.
The house has gas fired central heating and underfloor heating downstairs. There is a separate utility room with a washer and dryer.
On the first floor, there are 2 bedrooms. The larger has an ensuite bathroom with a freestanding bath; the other family bathroom has a separate shower. 3rd Bedroom may be made available by negotiation.