Banking Words in French and Phrases

Banking Words in French

AgiosThe interest that has to be paid on a loan or overdraft
AnnuiteAn annual payment
ApportThe deposit you need to give to lender when taking out a loan or mortgage
ApprovisionnerA credit to an account
Argent liquideCash
Assurance Deces InvaliditeDeath and invalidity insurance
Avis d’operationA receipt for any action on an account, i.e., a withdrawal
Bank Identifier Code (BIC)The BIC is a unique code which identifies individual banking and financial institutions
ChequeA cheque
ChequierCheque book
Cheque de banqueBankers draft
Cheque sans provisionA bounced cheque
Code personnelThe unique password used online to access account information
Commission de Compte debiteurAn overdrawn account
Compte bancaireBank account
Compte de epargneSavings account
Compte destinataireThe account receiving money
Compte inactifAn account that has had no activity for at least 12 months
Compte jointA joint account
Compte TitresA holding account for stocks and shares whilst they are being bought and sold
CoursThe value of a share at a specific moment
Courtier en BourseStock broker
CreditLoan or credit
Credit hypothecaireMortgage
Credit revolvingA Loan that remains constantly topped up to a certain limit even when some has been paid off
Distributeur Automatique de Billets (DAB)A cash machine or ATM
Date de valeurDate when a credit or debit is seen as valid by the bank
Date d’expirationThe expiry date
Date d’operationThe actual date that a debit or credit is made
Debit differeDelayed debit = when all debits made on a credit card are grouped together and taken out of the account at the end of the month
Debit immediatImmediate debit = any debits on a credit card are taken out of the account immediately
DeposerCredit to an account
DeviseForeign currency
Droits de gardeThe fees charged by a broker to look after shares
EcheancierDetails of a loan i.e., repayments, interest, term
EndosserThe signature on the back of a cheque
Facilite de caisseA short term overdraft used in exceptional circumstances
IBANThe IBAN (International Bank Account Number) are letters and numbers that identify a specific bank account.
InteretsAccount or loan interest
MandataireAn individual who has been given authority by an account holder to operate their account
MensualiteMonthly payment or repayment
OppositionCancellation of payment
Prelevement automatiqueA direct debit authorised by account holder which comes out of the account automatically
Pret garantiSecured loan
ProcurationPower of attorney or proxy
RapatriementCommission on receipt of an international currency
RemboursementRedemption or repayment
Renouvellement automatiqueAutomatic renewal of your chequebook
Releve de compteBank statement
Releve d’Identite Bancaire (RIB)A form, which can be found in cheque book, which provides bank and account details
Saisie AttributionSeizure of funds
Tableau d’amortissementSchedule of monthly repayments
TauxInterest rate
Taux de changeExchange rate
TEGAnnual percentage rate (APR)
TitulaireAccount holder
Titre Interbancaire de Paiement (TIP)Authorised permission to debit an account of the sum asked for by provider
VersementPayment of funds into an account
VirementTransfer of funds into another account
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